FRIDAY, NOVEMBER 11, 2016
 Film production today is often much more involved than shooting scenes on a darkened stage with a wooden set as a backdrop. Many producers take movie shoots on location in order to tell authentic stories.
When you are filming on location comes with added risks, as the process can expose your equipment, crew, cast and even the location to potential liability concerns. That's why having entertainment insurance is so important.
Entertainment insurance has various coverage options that can cover different aspects of location work. Let's take a closer look at what these coverage options entail.
Travel Accident and Travel Interruption Insurance
These coverages can help in the event of problems with your mode of transportation. If an airline cancels your flight, or if the flight diverts, a travel insurance policy can help. You may receive reimbursement for the re-booking costs.
Specialized Auto Liability
Transporting cast, crew and equipment can be risky and expensive in the event of an accident. Specialized auto liability coverage helps add a layer of protection.
Foreign Coverage
If you film out of the country, added risks can impact security and safety. Foreign coverage can help cover any potential problems.
Civil Authority and Commotion Coverage
This coverage helps if local authorities refuse access to a location for unforeseen reasons. It can also help if unforeseen civil events inhibit your ability to work on location. This covers any lost profits.
Property Damage
If you cause damage to the location you are shooting at, this clause can help you cover repair costs.
Extra Expense Protection
Many location shoots lead to unforeseen financial losses. You might have to cancel a shoot if something inhibits filming at the location you planned. Extra expense coverage can help you recover losses in situations like these.
Special Certificates
This is not a type of insurance coverage, but rather a recommendation to have coverage. Many locations require filmmakers to have special permits to film on location. Some localities require Entertainment insurance for a filmmaker to get a permit.
Make sure that your entertainment insurance offers you proper coverage before you hit the road. Call McInnis Insurance Services, Inc. at (844) 926-0860 for more information on entertainment insurance.
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