Protecting Your Car When You Remote Park

• You park on the street outside your home because you do not have a garage.
• When traveling, you leave your car parked in an airport’s long-term lot.
• While shopping at a mall or visiting a hospital, you park in a parking deck.
• If you work in an office complex, then your car might be one of countless others in the vicinity. 

• If a hit-and-run occurs, then you won’t be able to file against another driver’s liability insurance for your damage. However, if your own policy includes uninsured motorist coverage, then this protection can pay for your vehicle repairs.
• Theft or vandalism losses often have coverage under comprehensive insurance. This is a specific type of coverage for damage arising from hazards not related to collisions.
• If you hit another object, then your policy will need to include collision insurance if you want it to pay for your repairs. Additionally, your policy should include liability insurance to pay for the third party’s damage, if necessary. 

• Always lock your doors and arm your security system.
• Do not leave purses, money, an extra set of keys or any other items of value visible in the windows. Place a visor over your windshield for extra protection.
• Don’t park in No Parking zones. Keep your car between the lines of the parking space.
• Try to park near other people. Thieves like to make quick getaways, and groups of cars increase their chances of getting caught. There is safety in numbers.
• Write down where you parked or take a picture of the area on your phone. 

If you come back to find a problem occurred, then don’t touch the car. Call the police to report the damage and have them take a report for your insurer. Your auto insurance company can then tell you if you qualify for coverage.