WEDNESDAY, JULY 20, 2016
 If you're like many New Orleans homeowners, you probably know that home insurance is a worthwhile investment — and one often required by your mortgage lender. But with significant moving expenses to cover, you may be more concerned about the cost of a policy.
So how much does a home insurance policy cost? There is no simple answer, as premiums for homes can vary depending on coverage options, neighborhood locations and much more. In fact, if you live in New Orleans — or are planning to move to the area — there's a good chance you won't pay the same rate as other homeowners.
So what goes into calculating a home insurance policy premium? Here are some common factors in the New Orleans area:
- The value of your home
- The value of your belongings
- The local crime rate, which can vary in different parts of the city
- Risks for damage from severe weather, such as tropical storms
- Proximity to police and fire stations
- Your credit score
The best rates generally go to those with a high credit score who live in a safe area. However, with so many factors that feed into a home insurance quote, you won';t know what you should expect to pay until you request a quote. Fortunately, your independent insurance agent can pull quotes from several insurance providers, so you can find a policy that for your needs and budget.
Get started today. Call McInnis Insurance Services, Inc. at (844) 926-0860 for a New Orleans LA home insurance quote.
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